Wednesday, September 6, 2017

The danger of trusting

It´s easy bring back to memory a few robbery films in which thieves blow up the door, take the money and get away skidding triumphantly leaving behind an authentic chaos. But looking back, formerly identification and the obligation to do everything face-to-face implied a certain sense of security. It could be said that with the introduction of online banking is an aspect that in some cases has been lost. Currently with a single click and fingerprint the ease of oppening bank accounts is undeniable and transacting comfortably from home is a daily reality. 

Last year, a survey by the Bank of America revealed that 62% of Americans use digital services as mobile applications and online portals to conduct their banking operations.

But stopping to think is the user the only beneficiary? Here is the answer: they are also facilities for criminals and scammers. Staying between the two parties are able to infiltrate the accounts being able to subtract data or even money. But before panicking, here are a few tips that the user can put into practice to make the banking experience safe.

One of the easiest security measures to take is to use only secure Wi-Fi networks. Limiting banking transactions to the home, where a private password excludes hackers, will prevent information from being easily extracted as it can occur on public networks. Another simple measure is to make sure that the bank's web is encrypted, since in this way the information will be secure. An easy way to verify this is to look for the letters "https" at the beginning of the web address you are using.

Something that only takes a few seconds is to enable 2-step verification. You have to leave behind the use of user and password and go one step further by activating a pattern or a fingerprint. This will further protect data from potential attacks, making it more difficult for anyone attempting to access personal and bank information. As for security, although it seems obvious, it is important to remember the importance of a strong password. Do not use important dates and do not repeat in the operations online the password for other web pages.

There is something that we can´t forget, nothing of this makes sense if the importance of the limitation of bank information through mobile, email o message it´s not clear. In case that this happens is important to pass over to the bank. This will help to prevent the fraud to other clients. A lot of times negligence from the user can open the doors to a scam or a robbery. Coming back to the physical banks it´s always an option left, it can be slower but we can also have the luck (or bad luck) to witness a robbery in the traditional manner. 


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